WylNxt

1. Overview

This Privacy Policy explains how WylNxt collects, uses, stores, and protects your information when you use our web and mobile apps. By using WylNxt, you agree to this policy.

2. Information we collect

Account details. Name, email, phone number, and authentication data needed to create and secure your account.
Financial records. Information you enter about loans, insurance, assets, nominees, and related notes/documents.
Usage and device data. Basic technical logs such as app version, device type, IP address, and event telemetry for reliability and fraud prevention.

3. How we use information

To provide and improve the service, including account access, data sync, reminders, and core product features.
To protect accounts and platform integrity, including OTP delivery, abuse prevention, and security monitoring.
To support optional emergency access flows when enabled by you.
To process subscriptions, billing records, and legally required tax information for paid features.

4. Sharing and disclosure

We do not sell your personal data. We may share limited information with trusted service providers (such as cloud hosting, messaging, and payment processors) only to operate WylNxt. We may also disclose information when required by law or to protect rights, safety, and platform security.

5. Data security and retention

We use reasonable technical and organizational safeguards to protect your information, including encryption for sensitive data where applicable. We retain data only as long as needed for service delivery, legal obligations, dispute resolution, and fraud prevention.

6. Your rights and controls

You can review and update account/profile information inside the app.
You can disable optional features like emergency access at any time.
You can request account deletion through in-app settings or support, subject to legal retention requirements.
For step-by-step deletion instructions, see User Data Deletion Instructions.

7. Children's privacy

WylNxt is not intended for children under 13 (or the minimum age in your jurisdiction). We do not knowingly collect personal information from children.

8. Policy changes

We may update this Privacy Policy from time to time. Continued use of WylNxt after updates means you accept the revised policy.

9. Contact

For privacy-related questions or requests, use the in-app support or contact option in the app.